Narendra Ghate is the Head of Design at HDFC Bank, where he is focused on shaping more meaningful, human-centred financial experiences at national scale. A founding member of the design agency business at Tata Elxsi, he played a key leadership role in building it into one of Asia’s largest design practices—establishing new design capabilities, growing high-performing teams, and delivering award-winning work for global clients. An active educator and thought leader, Narendra lectures on design, speaks internationally, and serves as a jury member for major design awards and competitions.